Georgia State Requirements

Continuing Education Pre-licensing

Continuing Education

Resident Requirements

Licensed LESS than 20 years

24 CE hours, including 3 hours of ethics every 2 years.

Producers planning to sell the following products have special training or education requirements as described below.

Courses completed are required to be related to the agent’s license.

Continuing education requirements must be completed biennially on or before the last day of the licensee’s birth month. Agents licensed fewer than 20 years complete 24 credit hours every two (2) years. Individuals licensed for 20 years or more are required to complete 20 credit hours biennially. In both cases, three (3) of those hours must be in ethics.

Resident agents licensed for property that will be selling through the National Flood Insurance Program (NFIP) must complete a onetime three-(3) hour CE course related to NFIP. This course will count toward the agent’s annual CE requirement and can be used to satisfy the annual ethics requirements.

Georgia Suitability in Annuity Training NEW

Effective March 1, 2016, producers who sell or wish to sell, solicit or negotiate annuities must complete a one-time 4 credit course approved by the Department and provided by a department approved education provider. Producers who hold a life license and desire to sell annuities are required to complete the one-time 4 credit training program within six months of the effective date of this requirement. Producers who obtain a life license on or after March 1, 2016, may not engage in the sale of annuities until the annuity training course has been completed. Producers may complete the one-time 4 credit requirement through either classroom or self-study methods. The satisfaction of the training requirements of another state that are substantially similar to this requirement shall be deemed to satisfy the requirement in Georgia.

Non Resident Requirements

Non-resident licensees who comply with the CE reguirements of their resident state are exempt from Georgia CE. Licensees who do not claim this exemption must satisfy Georgia resident CE requirements.

Long-Term Care Training

An individual may not sell, solicit or negotiate a partnership policy unless the individual is a licensed and appointed insurance agent and has completed an initial training component and ongoing training every 24 months thereafter. The initial training required shall be no less than eight hours, and the on-going training required shall be no less than four hours.

Course Repetition

Courses may not be repeated within a 2 year period. This does not apply to ethics courses.

Proctor/Monitor Requirements COVID-19 UPDATE: Updated April 1, 2020

The proctoring requirement for CE is required. You could do the virtual proctoring such as Skype, Microsoft Teams, Zoom, and other similar products, however they would have to monitor the process just as they would if it were in person.

Online exams must be monitored by a disinterested third party. A disinterested third party certifies that the licensee completed the exam without assistance (i.e., closed book, no tiling, layering of screens, etc.) and is someone who has no financial interest in the success or failure of the student’s ability to maintain their license. The monitor must complete the online Declaration of Compliance. If the licensee launches the exam without a monitor present, he/she will be disqualified from receiving CE credit for the course. Completion of the Declaration of Compliance acknowledges understanding and adherence to the specific requirements outlined by the State Department of Insurance. The Declaration of Compliance is electronically transmitted to AOIS upon completion of the exam and may be audited for compliance purposes.

Period Requirements

Compliance periods will be on a biennial period, and expiration dates will be changing to the last day of the month of birth of the licensees.

Carryover Requirements

Credit for Continuing Education earned in one calendar year in excess of your requirement may be carried forward to the next calendar year but it cannot be more than 50% of your requirement.

Instructor Credit

Any person teaching an approved course shall receive the same number of hours as his or her students. All reductions must be approved by the Commissioner.


Individuals with FLMI, CIC, CPCU, CLU, CEBS, ChFC, CFP or AAI designations will receive a reduction of required CE hours. They are required to complete 6 hours of CE annually, with a minimum of 3 hours in the subject area of Ethics.

PhDs of Insurance are exempt. However, the exemption must be requested in writing on or before the due date for filing CE credits.

Acceptable Training Methods

  • Online (Internet Delivery)
  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • CBT/CD-ROM (Computer-Based Training)

License Renewal Process

In accordance with the Illegal Immigration Reform and Enforcement Act of 2011, all new and renewal applicants must submit a signed and notarized copy of the Citizenship Affidavit form click here and one secure and verifiable identification form.

The Citizenship Affidavit form is available on the state website.  This form includes, as an attachment, the list of acceptable identification documents. Click here for the Citizenship Affidavit and Verifiable Identification Document Instructions.

Renewals can be filed electronically, click here for details.

Paper renewal notices are not mailed unless specifically requested. Please contact Pearson VUE at 888-204-6204.

If you wish to print a paper renewal for an individual license, click here.
If you wish to print a paper renewal for an agency license, click here.

Helpful Links

Check your license status

View your CE transcript

Renew your license online

Georgia Office of Insurance and Safety Fire Commissioner



In order to qualify to sit for your Life insurance, the Accident & Sickness, or the Life, Accident & Sickness Georgia insurance exam, you must:

  • Be at least 18 years of age
  • Be a Georgia resident
  • Be a United States citizen or legal alien who possesses a work authorization from the United States Immigration and Naturalization Services
  • Successfully complete an approved insurance course
  • Sit for the state exam within 12 months from the date of your course completion
  • Complete an online application for your insurance license and submit appropriate fees
  • Complete of electronic fingerprints by a LiveScan


This information is based on state laws and regulations and is subject to change. AOIS makes every effort to make sure this information is current and accurate, however, AOIS is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

For the most accurate and up to date information please visit the Georgia Office of Insurance.